Apex Finance Brokers – AFB

AFB Celebrates years of Trusted Lending Solutions

Admin — Fri, 27 Feb 2026 03:17:55 +0000

2026 marks a special milestone for AFB: years of helping brokers and their clients achieve their financial goals. Since our founding, we’ve been guided by one core belief: financial solutions should adapt to people’s lives, not the other way around.

Over the past eight decades, AFB has grown alongside the evolving needs of Australians. From career changes and property investment to business growth and financial recovery, we’ve provided specialist lending solutions tailored to each client’s circumstances. This approach has allowed brokers to confidently guide their clients through complex lending scenarios, knowing that AFB’s expertise and flexibility have their back.

Our journey has been defined by trust, and strong relationships. From introducing new lending products to leveraging data-driven insights, AFB continues to adapt and lead as a family-owned lender in a rapidly changing financial landscape. Behind every milestone are the stories of clients achieving their goals and brokers building lasting success with our support.

Looking ahead, AFB is committed to continuing this legacy. With years of experience, we remain focused on delivering fast, flexible, and reliable lending solutions while empowering brokers and their clients to navigate their financial journeys with confidence.

Explore our case studies to see how AFB’s years of expertise is making a difference today and connect with us to see how we can support your lending goals tomorrow.

AFB launches Prime Alt Doc: Flexible Solutions for Clear-credit Borrowers

Admin — Mon, 01 Dec 2025 23:49:43 +0000

At AFB, we understand that not every client fits within a traditional lending box. Many Australians have strong credit histories yet find themselves navigating unique financial situations, from variable income streams and multiple property investments to self-employment or complex financial structures.

To help meet these real-world scenarios, we’re proud to introduce Prime Alt Doc, a premium product designed for clients with a clear credit record across all debts and arrears. This new offering extends our Prime range by providing the flexibility of alternative documentation while maintaining the confidence and consistency of Prime lending standards.

Prime Alt Doc is suitable for both owner-occupied and investment properties, giving brokers the ability to support clients who may not meet standard income verification requirements but still demonstrate strong financial stability and repayment capacity. With competitive Prime rates and a simplified application process, this product helps brokers deliver tailored, efficient solutions that work in practice, not just on paper.

Whether your client is a self-employed professional, a business owner, or someone with a diverse income mix, Prime Alt Doc ensures they don’t have to compromise on quality or accessibility.

At AFB, our goal is to make lending more transparent, adaptable, and inclusive empowering brokers with practical options that reflect today’s diverse borrower landscape. The launch of Prime Alt Doc continues our commitment to broker-first innovation and our dedication to helping more Australians reach their home and investment.

To explore the new product guide or workshop scenarios, contact your AFB BDM today, or test a scenario instead.

Lower Risk Fees & No Clawbacks: A Better Deal for Brokers and Borrowers

devdream — Mon, 06 Oct 2025 15:51:06 +0000

At AFB, we’ve taken a major step forward for brokers and borrowers by reducing the risk fee on our Near Prime product to just 0.25%, along with significant reductions across our entire range.

Traditionally, Near Prime customers who sit just outside standard bank criteria face higher upfront costs when arranging finance. By lowering this fee, we’re making home loans more accessible while giving brokers a smoother path to conversion. This change reflects our commitment to practical affordability, helping more customers secure finance without the friction of high upfront costs.

The benefits go well beyond immediate savings. Brokers can now present Near Prime options with greater confidence, reducing the likelihood of deals falling through due to fee fatigue. Customers, in turn, gain more flexibility at settlement and greater capacity to plan their next steps with confidence.

In addition, we’ve removed clawbacks across our entire product suite. Brokers will no longer face the loss of earned commissions when clients refinance or discharge a loan early. This provides greater certainty of trail income and supports brokers in delivering the best possible outcomes for their clients.

Together, these updates reinforce AFB’s broker-first philosophy—lower costs, greater transparency, and a more supportive lending environment.

To explore the new product guide or workshop scenarios, contact your AFB BDM today, or test a scenario instead.