Prime Loan

Premium Home Loan Solutions at Prime Rates

Our Prime Product offers competitive, lower interest rates for borrowers with a clean credit history. It can be utilised for a range of personal or investment purposes. Provided that the qualifying criteria are met.

Credit History:

This product is ideal for:

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Loan basics
Loan PurposeSuitable for purchasing, refinancing, or releasing equity in owner-occupied or investment residential properties.
Maximum Loan-to-Value Ratio (LVR)Up to 80%.
Maximum Loan Amount
  • Full Doc: $3.0m per security property.
  • Alt Doc: <70% LVR = $2m; ≤80% LVR = $1.5m.
Maximum Loan Term30 years.
Repayment Structure
  • Principal and Interest (P&I).
  • Interest Only (1 – 5 years available), reverting to P&I.
Repayment OptionsWeekly, fortnightly, or monthly payments.
Redraw FacilityAvailable
Extra RepaymentsPermitted
Ongoing Fees$15 per month account administration fee
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Alt Doc Prime

Prime Alt Doc is AFB’s premium solution for self-employed borrowers with clean credit who require flexible income verification. It offers competitive Prime rates for owner-occupied or investment purposes.

Credit History:

This product is well-suited for:

For new borrowers
For New Brokers
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You can Email us at appointment@appexbrokers.com to clarify your questions.